Cythentic™ for Banks and Credit Unions  ·  Every person on your team gets a free personal security assessment with Remi™, plus a free exposure scan and security scorecard
For Banks and Credit Unions

Banking Keeps Your Money Safe.
We Keep Your Business Safe.

Cythentic stops the two attacks that drain California businesses: business email compromise and ransomware.

Your bank cannot stop the email that tricks your controller into wiring money to a fake vendor, or the ransomware that locks your accounting system the night before payroll. We can. Every business customer and member gets a free external exposure scan, a free security scorecard, and a permanent Remi security assessment for every employee, at no cost.

No credit card. No obligation. Nothing to install.

For Business Customers and Members

Your Business, Protected.

Independent security expertise for the businesses you bank.

  • Free external exposure scan of what attackers already see
  • Free security scorecard across the controls that matter
  • Free personal security assessment with Remi for every employee, permanently
  • Guidance on BEC, ransomware, and incident response
  • Run by Corey White, not handed to a junior
Start Here, Free

Two Ways to See Where You Actually Stand

Both are free for your business customers and members, and you run them yourself in about sixty seconds. Enter your domain, get your results on the spot. Nothing to install, no sales call, no form to fill out first.

FREE 🔍

External Exposure Scan

Enter your domain and we scan it the way an attacker would, from the outside, with no access to your systems. Open ports, exposed admin panels, MFA gaps, lookalike domains impersonating your brand, email authentication weaknesses, and more. You get the findings and what to fix first.

Run Your Free Scan →
FREE 📊

Security Scorecard

A structured review of the controls that decide whether an attack succeeds: multi-factor authentication, email security, patching, backups, access control, and incident readiness. You get a graded scorecard and a prioritized list of what to close first.

See Your Score →
$55.5B
Stolen through business email compromise in the past decade (FBI)
$137K
Average loss per BEC incident (FBI)
83%
Of stolen BEC funds are never recovered
$5.13M
Average ransomware incident cost (IBM, 2024)
From the book, Chapter 5: "Your Bank Won't Save You"
"I keep waiting for a bank to figure this out. A bank that treats cybersecurity as a competitive advantage instead of a compliance checkbox. A bank that requires proper authentication, provides real security guidance to small business customers, and actually helps victims understand what went wrong so it does not happen again. If I found a bank like that, I would move my accounts tomorrow."

Corey White, Founder and CEO, Cythentic, from his book You're Already a Target™, coming this fall.

Your bank or credit union can be that one. Not a checkbox, and not a brochure. A real security benefit for the business customers and members who trust you with their money: a free exposure scan, a free scorecard, and a permanent personal security assessment for every employee. That is what this puts on the table.
You're Already a Target, a book by Corey White. Stop AI scams, hackers, and identity theft before they happen.

Chapter 5 explains why your bank will not save you, and what to do about it.

Join the Waitlist →
Why Your Business Customers and Members Need This

Your Bank Watches the Money.
Attackers Go for Everything Else.

Banking protects accounts. We protect the email, the endpoints, and the cloud applications that attackers actually target on the way to your customers' and members' money.

BEC hits small and mid-market hardest

Business email compromise walks straight past a firewall. An attacker impersonates a CEO, a vendor, or a bank, and convinces a controller to wire funds to an account they control. Once the team authorizes the wire, it is gone, and Regulation E consumer protections do not cover business accounts.

58
BEC complaints the FBI receives every day

Ransomware is timed to payroll

Attackers sit inside a network for weeks before anything encrypts. They map the systems, find the backups, and fire on the night before payroll or a major filing deadline, when the pressure to pay is highest. Recovery is measured in weeks, not hours.

21 days
Average downtime after a ransomware incident

FDIC insurance does not cover fraud

Most business owners assume FDIC coverage protects them from theft. It does not. The FDIC's own guidance is explicit that deposit insurance does not protect against losses due to theft or fraud. Accounts are insured against a bank failing, which is rare, and exposed to cybercrime, which is not.

83%
Of BEC losses are never recovered
Anatomy of a Real Attack

How These Attacks Actually Happen

In Chapter 5, Corey opens with a marketing agency owner who nearly lost forty seven thousand dollars to a BEC attack, saved only because her bookkeeper happened to phone the vendor to confirm. She was lucky. Most are not. Here is how the chain works, and where we break it.

✉  Business Email Compromise

Roughly forty percent of BEC emails are now generated with AI: grammatically clean, contextually accurate, and written to match the sender they are impersonating.

$55.5B
Stolen over the past decade
$137K
Average loss per incident
83%
Never recovered

⚠ How it happens

  • Reconnaissance. The attacker studies a company on LinkedIn, its website, and public filings, and identifies the CEO, the controller, and the vendors.
  • Domain spoofing. They register a lookalike domain that reads correctly at a glance.
  • Email infiltration. They phish a login, often defeating text-message MFA, then quietly set forwarding rules and read real vendor correspondence for weeks.
  • The ask. Mid transaction, late on a Friday, the controller receives updated wire instructions from someone who sounds exactly right.
  • The wire. The team authorizes it. The funds move through several jurisdictions before anyone notices, and a bank cannot reverse a transfer that was authorized.

🛡 How Cythentic breaks the chain

  • We find the exposure first. The free scan surfaces the lookalike domains registered against a brand and the email authentication gaps that let someone impersonate it.
  • We verify MFA actually holds. Our gap analysis checks every application and every bypass path, because MFA that looks enabled and MFA that is enforced are not the same thing.
  • We test the people. A controlled phishing assessment shows exactly who clicks, before a real attacker finds out.
  • We fix the process, not just the tech. Verified callback procedures for any change to payment instructions, which is the single control that stops this attack.
  • Remi trains every employee on the lures that actually work, continuously, at no cost.
🔒  Ransomware

Most attacks begin weeks before anything encrypts, which means there is a window to catch it, if someone is looking.

$5.13M
Average incident cost (IBM, 2024)
21 days
Average downtime
1 in 5
Small businesses never fully recover

⚠ How it happens

  • Initial access. Phishing, an exposed remote access service, or an unpatched internet-facing vulnerability.
  • Reconnaissance. Over weeks they map the network, locate financial systems, and learn the payroll calendar.
  • Privilege escalation. They harvest credentials and move toward domain administrator. Weak or text-message MFA is what makes this easy.
  • Backup destruction. They delete or encrypt the backups first, so paying looks like the only option.
  • Encryption and extortion. It fires at the worst possible moment, and they threaten to leak the data even if the ransom is paid.

🛡 How Cythentic breaks the chain

  • We find the way in before they do. The external scan and penetration test target exactly the exposed services and unpatched systems ransomware crews look for.
  • We prove segmentation works. Internal testing shows whether an attacker who lands on one machine can actually reach the financial systems.
  • We check the backups being counted on. A backup that has never been restored from is a plan, not a protection.
  • We build the response before it is needed. Incident response readiness so the first hour is executed, not improvised.
  • If it happens, there is a number to call. Corey has led response on some of the largest breaches on record.
Complimentary

A Personal Security Assessment for Every Employee

Remi is our flagship application. It assesses each person for vulnerabilities across their accounts, devices and household, scores exactly where they stand, and walks them through remediating what it finds.

A business is only as secure as the personal accounts of the people who work in it. The controller who gets phished at home is the same controller who approves the wires.

  • A personal security score for every employee, in about three minutes
  • Step by step remediation, prioritized by what actually reduces risk
  • Covers their accounts, their devices, and their household
  • Every employee at every business you bank gets one, permanently, at no cost to you or to them
See What Remi Does →
Included at no cost
Permanent, for every employee
at every business you bank, not contingent on anything else
When You Want to Go Further

Independent Security Work, Fixed Scope

The scan, the scorecard, and Remi are free to your business customers and members. When proof is needed rather than a checklist, these are the engagements, delivered personally by Corey White with a written report and a live readout.

Penetration Testing

External and internal testing that shows whether an attacker can actually get in and reach what matters, scored with CVSS and delivered with a prioritized remediation plan and an attestation letter that can be handed to clients and insurers.

Security Assessment

A structured review of the environment mapped to the NIST Cybersecurity Framework, with the gaps ranked and a roadmap for closing them.

MFA Gap Analysis

Verification that multi factor authentication is correctly configured and enforced everywhere it needs to be, including the bypass paths a login screen never reveals.

Phishing Assessment

A controlled campaign that measures how a team responds to a credible lure, with per user results and training that follows.

Virtual CISO

Ongoing security leadership without a full time hire, for the decisions that come up between projects and the questions clients and insurers keep asking.

Incident Response Readiness

Tabletop exercises and a response plan built before it is needed, so the first hour of an incident is executed rather than improvised.

Getting Started

From First Click to Knowing Where You Stand

No downloads. No contracts. No waiting until next quarter.

1

Run your free scan

Enter your domain at cythentic.com/scan. In about a minute you see what an attacker sees, graded.

2

Get your results, then a short call if you want one

The findings and grade are on screen immediately. For the full report or a thirty minute walkthrough, tell us where to send it. No pressure, no obligation.

3

Roll Remi out to your team

Every employee gets a permanent assessment and starts closing their own gaps. If deeper work is wanted, we scope it. If not, everything above stays.

Common Questions

Questions Business Customers and Members Ask Us

Why would our bank or credit union do this?

Because the losses that hurt business customers and members most are not bank failures, they are wire fraud and ransomware, and neither is covered by deposit insurance. Helping close those gaps protects the customer and the relationship at the same time.

What exactly is free, and what is not?

For business customers and members, all of this is free: the external exposure scan, the security scorecard, guidance on business email compromise, ransomware, and incident response, and a permanent personal security assessment with Remi for every person on the team. Paid work is the deeper engagement work listed above, quoted at a fixed scope before anything begins. There is no obligation to buy anything to keep the free items.

Is the Remi assessment really permanent, or a trial?

Permanent. Remi normally costs $9.99 per person per month. For your people it is free, with no per seat charge now or later, and it does not expire or convert to a paid plan if nothing else is ever purchased. It is not a trial and there is nothing to cancel.

Does FDIC insurance cover fraud?

No. The FDIC's own published guidance states that deposit insurance does not protect against losses due to theft or fraud. FDIC coverage applies if the bank fails. It does not apply when a team is tricked into authorizing a wire.

What is business email compromise, in plain terms?

An attacker gets into or convincingly imitates a trusted email conversation, usually with a vendor or an executive, then changes the payment instructions at exactly the right moment. The team authorizes the payment believing it is legitimate. Because the transfer is authorized, it is extremely difficult to reverse.

Do we need an IT team to use any of this?

No. The scan and scorecard are run by us and delivered to you. Remi is built for people with no security background. The engagements are delivered by Corey directly, working alongside whoever handles the technology today.

Who actually does the work?

Corey White, personally. Thirty years in cybersecurity, including leading incident response on some of the most significant breaches on record, and a founding executive team member at a cybersecurity company built to a billion dollar valuation. You can review the record at cythentic.com.

We already have an IT provider. Does this replace them?

No, and it should not. An IT provider keeps things running. This is independent verification of whether the security controls actually hold, which is a different job and generally should not be graded by the same people who built it.

Find Out What an Attacker Already Knows.

Every business customer and member gets the scan, the scorecard, and a personal security assessment with Remi for the whole team, at no cost. It takes about a minute to find out where you stand.